{"id":13375,"date":"2024-11-07T11:13:06","date_gmt":"2024-11-07T14:13:06","guid":{"rendered":"https:\/\/www.malaura.com.br\/?p=13375"},"modified":"2024-11-07T13:04:08","modified_gmt":"2024-11-07T16:04:08","slug":"cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar","status":"publish","type":"post","link":"https:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/","title":{"rendered":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13375\" class=\"elementor elementor-13375\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ab7f1e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ab7f1e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc94cf0\" data-id=\"fc94cf0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fcfb3a elementor-widget elementor-widget-image\" data-id=\"4fcfb3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"442\" height=\"281\" src=\"http:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\" class=\"attachment-large size-large wp-image-13376\" alt=\"\" srcset=\"http:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp 442w, http:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1-300x191.webp 300w\" sizes=\"(max-width: 442px) 100vw, 442px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16acbef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16acbef\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d302f60\" data-id=\"d302f60\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e5764a elementor-widget elementor-widget-text-editor\" data-id=\"7e5764a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Est\u00e1 com <strong>restri\u00e7\u00e3o no SPC ou Serasa<\/strong>? N\u00e3o se preocupe! Ainda h\u00e1 chances de obter um cart\u00e3o de cr\u00e9dito.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">O <strong>cart\u00e3o de cr\u00e9dito Pan<\/strong> voltado para negativados \u00e9 uma alternativa interessante para quem est\u00e1 com o nome restrito e precisa de um cr\u00e9dito extra.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h2><span data-contrast=\"auto\">Principais Vantagens e Desvantagens:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2><p><span data-contrast=\"auto\">O cart\u00e3o de cr\u00e9dito Pan para negativados possui diversas vantagens, como:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>S<\/strong><b>em consulta ao SPC e Serasa:<\/b> Esse \u00e9 um dos maiores atrativos, pois permite que pessoas com o nome restrito consigam um cart\u00e3o de cr\u00e9dito, embora o cliente ainda passe por uma an\u00e1lise de cr\u00e9dito.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><b>Anuidade gratuita para rendas a partir de R$1.500,00:<\/b> Pessoas com renda m\u00ednima de R$1.500,00 n\u00e3o pagam taxa de anuidade no cart\u00e3o de cr\u00e9dito Pan.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><b>Programa de pontos PAN Mais:<\/b> Esse cart\u00e3o permite acumular pontos no programa PAN Mais, em que cada d\u00f3lar gasto gera pontos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><b>Aplicativo pr\u00e1tico e acess\u00edvel:<\/b> O app do Banco Pan facilita o gerenciamento de gastos e a solicita\u00e7\u00e3o de servi\u00e7os adicionais.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b204d2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b204d2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8e1179\" data-id=\"c8e1179\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8dc66c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e8dc66c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b698577 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b698577\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b3154b\" data-id=\"0b3154b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67c3a02 elementor-widget elementor-widget-text-editor\" data-id=\"67c3a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-contrast=\"auto\">Contudo, o cart\u00e3o Pan para negativados tamb\u00e9m apresenta algumas limita\u00e7\u00f5es:<\/span><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Limite de cr\u00e9dito reduzido:<\/strong> O limite inicial \u00e9 menor do que o de cart\u00f5es convencionais.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Taxas de juros elevadas:<\/strong> Os juros para esse cart\u00e3o costumam ser mais altos do que os de um cart\u00e3o tradicional.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Necessidade de pontualidade:<\/strong> Pagar a fatura em dia evita a cobran\u00e7a de juros e multas.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span data-contrast=\"auto\">Compara\u00e7\u00e3o com Outras Op\u00e7\u00f5es:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">Embora o <b>cart\u00e3o Pan<\/b> seja uma boa escolha para quem est\u00e1 negativado, \u00e9 sempre recomend\u00e1vel avaliar outras op\u00e7\u00f5es dispon\u00edveis no mercado:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Cart\u00e3o Credicard Zero:<\/strong> Livre de anuidade para rendas a partir de <b>R$1.500,00<\/b>, mas com consulta ao SPC e Serasa.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Cart\u00e3o Trigg:<\/strong> Oferece anuidade gratuita para quem ganha acima de <b>R$1.000,00<\/b>. N\u00e3o exige consulta ao SPC e Serasa, mas possui taxas de juros elevadas.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Cart\u00e3o Neon:<\/strong> N\u00e3o exige consulta ao SPC e Serasa e \u00e9 gratuito para rendas m\u00ednimas de R$1.500,00, por\u00e9m com juros mais altos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bfc2489 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bfc2489\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a17bc14\" data-id=\"a17bc14\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65fa487 elementor-align-center elementor-tablet-align-center elementor-widget elementor-widget-button\" data-id=\"65fa487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-saiba-como-solicitar-o-seu\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">COMO SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c02c85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c02c85\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77ffdd3\" data-id=\"77ffdd3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1d2d8f elementor-widget elementor-widget-text-editor\" data-id=\"c1d2d8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-contrast=\"auto\">Condi\u00e7\u00f5es e Taxas Aplic\u00e1veis:<\/span><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><h4><span data-contrast=\"auto\">O cart\u00e3o Pan para negativados possui os seguintes requisitos:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h4><ul><li><span data-contrast=\"auto\">Renda m\u00ednima: R$1.500,00<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Limite inicial: R$500,00, com possibilidade de aumento conforme o cliente mant\u00e9m os pagamentos em dia.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Taxas de juros: Variam conforme o valor da fatura e o prazo.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Anuidade: Gr\u00e1tis para rendas a partir de R$1.500,00<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Programa de pontos: PAN Mais<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><\/ul><h3><span data-contrast=\"auto\">Canais de Atendimento:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">O <strong>Banco Pan<\/strong> disponibiliza v\u00e1rios canais para suporte aos clientes:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Central de atendimento:<\/strong> 0800 728 0808<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Chat online:<\/strong> Dispon\u00edvel no site do banco<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Aplicativo Pan:<\/strong> Compat\u00edvel com Android e iOS<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Redes sociais:<\/strong> Facebook, Instagram e Twitter<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Os canais est\u00e3o dispon\u00edveis 24 horas por dia, todos os dias da semana.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h2><span data-contrast=\"auto\">Seguran\u00e7a e Privacidade:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2><p><span data-contrast=\"auto\">O <strong>cart\u00e3o de cr\u00e9dito Pan para negativados<\/strong> conta com medidas de seguran\u00e7a para proteger os dados e opera\u00e7\u00f5es dos clientes:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Chip e senha:<\/strong> Autentica\u00e7\u00e3o atrav\u00e9s de chip e senha para garantir seguran\u00e7a nas transa\u00e7\u00f5es.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Sistema antifraude:<\/strong> Monitoramento de atividades suspeitas para evitar fraudes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Prote\u00e7\u00e3o de dados:<\/strong> O Banco Pan armazena informa\u00e7\u00f5es dos clientes de forma segura.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8e1322 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8e1322\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9f5532\" data-id=\"e9f5532\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bd33a0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1bd33a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b3e637 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b3e637\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d622bd\" data-id=\"8d622bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cdd2ee elementor-widget elementor-widget-text-editor\" data-id=\"6cdd2ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-contrast=\"auto\">Seguran\u00e7a e Privacidade:<\/span><span style=\"font-family: inherit; font-size: 30px; font-style: inherit; text-transform: initial; color: var( --e-global-color-text ); background-color: var(--base-3);\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">O <strong>cart\u00e3o de cr\u00e9dito Pan para negativados<\/strong> conta com medidas de seguran\u00e7a para proteger os dados e opera\u00e7\u00f5es dos clientes:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Chip e senha:<\/strong> Autentica\u00e7\u00e3o atrav\u00e9s de chip e senha para garantir seguran\u00e7a nas transa\u00e7\u00f5es.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Sistema antifraude:<\/strong> Monitoramento de atividades suspeitas para evitar fraudes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Prote\u00e7\u00e3o de dados:<\/strong> O Banco Pan armazena informa\u00e7\u00f5es dos clientes de forma segura.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span data-contrast=\"auto\">Dicas para Uso Consciente:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\"><strong>Leia o contrato com aten\u00e7\u00e3o:<\/strong> Antes de solicitar, entenda todos os detalhes sobre taxas e condi\u00e7\u00f5es.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Pague a fatura sempre em dia:<\/strong> Isso evita juros e taxas adicionais.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\"><strong>Use o cart\u00e3o com cautela:<\/strong> Utilize o cr\u00e9dito com responsabilidade para evitar endividamento.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h4><span data-contrast=\"auto\">Requisitos para Solicitar:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h4><ul><li><span data-contrast=\"auto\">Renda m\u00ednima: R$1.500,00<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Idade m\u00ednima: 18 anos<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">CPF v\u00e1lido<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><li><span data-contrast=\"auto\">Residir no Brasil<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><\/ul><h2><span data-contrast=\"auto\">Conclus\u00e3o:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2><p><span data-contrast=\"auto\">O cart\u00e3o de cr\u00e9dito Pan para negativados \u00e9 uma boa alternativa para quem est\u00e1 com o nome restrito e busca um cart\u00e3o de cr\u00e9dito. Ele oferece benef\u00edcios como a aus\u00eancia de consulta ao SPC e Serasa, isen\u00e7\u00e3o de anuidade para rendas m\u00ednimas de R$1.500,00, e participa\u00e7\u00e3o no programa de pontos PAN Mais. Entretanto, \u00e9 essencial considerar pontos como o limite reduzido, as taxas de juros elevadas e a necessidade de pagar as faturas em dia.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca98d16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca98d16\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8e0ce6\" data-id=\"f8e0ce6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a192ef elementor-align-center elementor-tablet-align-center elementor-widget elementor-widget-button\" data-id=\"7a192ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-saiba-como-solicitar-o-seu\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">MAIS INFORMA\u00c7\u00d5ES<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Est\u00e1 com restri\u00e7\u00e3o no SPC ou Serasa? N\u00e3o se preocupe! Ainda h\u00e1 chances de obter um cart\u00e3o de cr\u00e9dito.\u00a0 O cart\u00e3o de cr\u00e9dito Pan voltado para negativados \u00e9 uma alternativa interessante para quem est\u00e1 com o nome restrito e precisa de um cr\u00e9dito extra.\u00a0 Principais Vantagens e Desvantagens:\u00a0 O cart\u00e3o de cr\u00e9dito Pan para negativados &#8230; <a title=\"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0\" class=\"read-more\" href=\"https:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/\" aria-label=\"Read more about Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0\">Read more<\/a><\/p>","protected":false},"author":3,"featured_media":13376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[248],"tags":[],"class_list":["post-13375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -\" \/>\n<meta property=\"og:description\" content=\"Est\u00e1 com restri\u00e7\u00e3o no SPC ou Serasa? N\u00e3o se preocupe! Ainda h\u00e1 chances de obter um cart\u00e3o de cr\u00e9dito.\u00a0 O cart\u00e3o de cr\u00e9dito Pan voltado para negativados \u00e9 uma alternativa interessante para quem est\u00e1 com o nome restrito e precisa de um cr\u00e9dito extra.\u00a0 Principais Vantagens e Desvantagens:\u00a0 O cart\u00e3o de cr\u00e9dito Pan para negativados ... Read more\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-07T14:13:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-07T16:04:08+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"442\" \/>\n\t<meta property=\"og:image:height\" content=\"281\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Laura Vieira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Laura Vieira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/\"},\"author\":{\"name\":\"Laura Vieira\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/#\\\/schema\\\/person\\\/0be51fc2388403636e16044581b9f9f5\"},\"headline\":\"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0\",\"datePublished\":\"2024-11-07T14:13:06+00:00\",\"dateModified\":\"2024-11-07T16:04:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/\"},\"wordCount\":777,\"image\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.malaura.com.br\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\",\"articleSection\":[\"Cart\u00f5es de Cr\u00e9dito\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/\",\"url\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/\",\"name\":\"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#primaryimage\"},\"image\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.malaura.com.br\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\",\"datePublished\":\"2024-11-07T14:13:06+00:00\",\"dateModified\":\"2024-11-07T16:04:08+00:00\",\"author\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/#\\\/schema\\\/person\\\/0be51fc2388403636e16044581b9f9f5\"},\"breadcrumb\":{\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.malaura.com.br\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\",\"contentUrl\":\"https:\\\/\\\/www.malaura.com.br\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp\",\"width\":442,\"height\":281},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/#website\",\"url\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"http:\\\/\\\/www.malaura.com.br\\\/es\\\/#\\\/schema\\\/person\\\/0be51fc2388403636e16044581b9f9f5\",\"name\":\"Laura Vieira\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g\",\"caption\":\"Laura Vieira\"},\"description\":\"Ol\u00e1, sou Laura Vieira, a mente e a paix\u00e3o por tr\u00e1s do blog Malaura. Minha jornada nesse mundo de cuidado com o lar come\u00e7ou como uma busca pessoal por harmonia e beleza em cada cantinho da casa. Desde cedo, aprendi que um ambiente organizado e bem cuidado tem o poder de transformar nossa vida de maneiras surpreendentes.\",\"url\":\"https:\\\/\\\/www.malaura.com.br\\\/en\\\/author\\\/laura-vieira\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/","og_locale":"en_US","og_type":"article","og_title":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -","og_description":"Est\u00e1 com restri\u00e7\u00e3o no SPC ou Serasa? N\u00e3o se preocupe! Ainda h\u00e1 chances de obter um cart\u00e3o de cr\u00e9dito.\u00a0 O cart\u00e3o de cr\u00e9dito Pan voltado para negativados \u00e9 uma alternativa interessante para quem est\u00e1 com o nome restrito e precisa de um cr\u00e9dito extra.\u00a0 Principais Vantagens e Desvantagens:\u00a0 O cart\u00e3o de cr\u00e9dito Pan para negativados ... Read more","og_url":"http:\/\/www.malaura.com.br\/en\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/","article_published_time":"2024-11-07T14:13:06+00:00","article_modified_time":"2024-11-07T16:04:08+00:00","og_image":[{"width":442,"height":281,"url":"http:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp","type":"image\/webp"}],"author":"Laura Vieira","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Laura Vieira","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#article","isPartOf":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/"},"author":{"name":"Laura Vieira","@id":"http:\/\/www.malaura.com.br\/es\/#\/schema\/person\/0be51fc2388403636e16044581b9f9f5"},"headline":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0","datePublished":"2024-11-07T14:13:06+00:00","dateModified":"2024-11-07T16:04:08+00:00","mainEntityOfPage":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/"},"wordCount":777,"image":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#primaryimage"},"thumbnailUrl":"https:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp","articleSection":["Cart\u00f5es de Cr\u00e9dito"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/","url":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/","name":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0 -","isPartOf":{"@id":"http:\/\/www.malaura.com.br\/es\/#website"},"primaryImageOfPage":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#primaryimage"},"image":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#primaryimage"},"thumbnailUrl":"https:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp","datePublished":"2024-11-07T14:13:06+00:00","dateModified":"2024-11-07T16:04:08+00:00","author":{"@id":"http:\/\/www.malaura.com.br\/es\/#\/schema\/person\/0be51fc2388403636e16044581b9f9f5"},"breadcrumb":{"@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#primaryimage","url":"https:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp","contentUrl":"https:\/\/www.malaura.com.br\/wp-content\/uploads\/2024\/11\/59ecd7ab-cartao-pan-mastercard-442x281-1.webp","width":442,"height":281},{"@type":"BreadcrumbList","@id":"http:\/\/www.malaura.com.br\/cartao-de-credito-pan-para-negativados-tudo-o-que-voce-precisa-saber-e-dicas-para-solicitar\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"http:\/\/www.malaura.com.br\/es\/"},{"@type":"ListItem","position":2,"name":"Cart\u00e3o de Cr\u00e9dito Pan para Negativados: Tudo o que Voc\u00ea Precisa Saber e Dicas para Solicitar\u00a0"}]},{"@type":"WebSite","@id":"http:\/\/www.malaura.com.br\/es\/#website","url":"http:\/\/www.malaura.com.br\/es\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/www.malaura.com.br\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"http:\/\/www.malaura.com.br\/es\/#\/schema\/person\/0be51fc2388403636e16044581b9f9f5","name":"Laura Vieira","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7015df012463b8676bcfaed3451f5a85c30213f84392ab3d2acb56a5a638c236?s=96&d=mm&r=g","caption":"Laura Vieira"},"description":"Ol\u00e1, sou Laura Vieira, a mente e a paix\u00e3o por tr\u00e1s do blog Malaura. Minha jornada nesse mundo de cuidado com o lar come\u00e7ou como uma busca pessoal por harmonia e beleza em cada cantinho da casa. Desde cedo, aprendi que um ambiente organizado e bem cuidado tem o poder de transformar nossa vida de maneiras surpreendentes.","url":"https:\/\/www.malaura.com.br\/en\/author\/laura-vieira\/"}]}},"_links":{"self":[{"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/posts\/13375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/comments?post=13375"}],"version-history":[{"count":5,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/posts\/13375\/revisions"}],"predecessor-version":[{"id":13421,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/posts\/13375\/revisions\/13421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/media\/13376"}],"wp:attachment":[{"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/media?parent=13375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/categories?post=13375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.malaura.com.br\/en\/wp-json\/wp\/v2\/tags?post=13375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}